Commercial Leasing

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Commercial Leasing Services in Oregon

We Offer Commercial Leasing Through Balboa Capital

The benefits of financing through Ingersoll Rand, rather than borrowing from the bank or paying cash, are numerous. While a bank loan provides direct ownership and the interest expense may be tax-deductible, it reduces valuable business credit lines, may have a short repayment term, and may not cover extras such as taxes, freight, and installation. Paying cash also provides direct and immediate ownership and eliminates finance charges. However, using cash for a large expenditure reduces operating cash that could have been used for alternate investments and provides no hedge against inflation.

Benefits of Financing Through Balboa Capital

  • Allows you to spread the entire cost including equipment, engineering, installation, and delivery, over the financing term.
  • Can provide fixed or variable payments.
  • Offers flexibility in structuring: two- to seven-year terms and monthly, quarterly, semiannual, or annual payment schedules.
  • Offers flexibility to accommodate seasonal periods or sales peaks with “step-up” or “step-down” payment options.
  • Allows the later upgrade or addition of equipment to the financing.

Balboa Capital will work with you and your dealer to tailor a financing program specific to your needs.

Our Services

What Our Customers Are Saying

  • Daikin
  • Trane
  • Beaverton
  • ETO
  • AHRI
  • Mitsubishi Electric
    "I couldn’t be more pleased with the result."
    Both were very friendly and knowledgeable and seemed to enjoy their work.
    - Tom T.
    "Good knowledge for our heating system."
    We received good suggestions on how to use and take care of our forced-air heater.
    - Dennis K.
    "It felt like they were attentive to our requests"
    We were happy to use a local company and are happy with the results.
    - Alejandro G.
    "I was very happy with the quality of service and promptness."
    The technician spoke very highly of the company, their vision and business ethics.
    - Jayne C.
    "Highly recommended."
    The crew from OR Heating & Air did a wonderful job.
    - Marc W.
    "Excellent customer service both before and after!"
    I have no hesitation in recommending and referring people to Oregon Heating & Air Conditioning.
    - Laura G.
    "Would highly recommend them."
    I am now using Oregon HAVC for the yearly servicing which also offers the best price.
    - Arletta A.